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  PRODUCTIVITY & EFFICIENCY

   

 
 
 

FAF-DC has attained highly efficient and sustainable financial parameters by covering 85% of Albanian territory performances one of the few Non-banking Financial institutions operating in mountain areas of Albania.

During recent years FAF-DC has developed into an efficient and well-functioning financial institution, successfully building up a reasonably sized loan portfolio at a satisfactory risk quality level, thus making a significant contribution to economic growth in Albania.

            The loan portfolio quality is good, highly sustainable and within parameters targeted by the Central Bank of Albania. By December 2009 financial performance indicators are:

 

  •  Productivity                                                            1,65 %

  • Operational Efficiency                                          20,13 %

  • Operational Self - sustainability                                      110.31%

  • Profit margin                                                           9,35 %

 

 
   
   
 

 

 
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