Monitoring and Evaluation of Impact

The results of the Impact Survey illustrate the considerable impact of the FAF-DC on enabling access to micro financial services (loan) to the poor. For sure there is strong evidence of positive impact on the multiple dimensions of household income and enterprise performance, being FAF-DC client is associated with greater acquisition of land relative to non-clients, which can be taken as significant evidence of positive impact.  Moreover, there is plenty of evidence to illustrate the role played by FAF-DC in assisting with consumption-smoothing and coping against vulnerabilities.

Overall, it is important that the evidence of positive impact of FAF-DC products (loans) on income is viewed in conjunction with the broader macro-economic environment of Albania, which is improving every day.