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Monitoring and Evaluation of Impact
The results of the Impact
Survey illustrate the considerable
impact of the FAF-DC on enabling access
to micro financial services (loan) to
the poor. For sure there is strong
evidence of positive impact on the
multiple dimensions of household income
and enterprise performance, being FAF-DC
client is associated with greater
acquisition of land relative to
non-clients, which can be taken as
significant evidence of positive
impact. Moreover, there is plenty of
evidence to illustrate the role played
by FAF-DC in assisting with
consumption-smoothing and coping against
vulnerabilities.
Overall, it is important
that the evidence of positive impact of
FAF-DC products (loans) on income is
viewed in conjunction with the broader
macro-economic environment of Albania,
which is improving every day.
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