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Credit Fields & Products
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Credit Fields & Products |
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Sectors |
% |
Business Size |
Loans Portfolio
Mixture per |
|
Total of
Borrowers |
Total Amount
000/USD |
|
% |
Number |
% |
Amount |
|
Agriculture and
Livestock |
38 |
Micro Businesses
[MB] |
72% |
3695 |
29% |
4807 |
|
Trade |
26 |
Loan Loss
Indicator |
5,4% |
256 |
4,8% |
665 |
|
Agro-processing |
14 |
SME |
28% |
1435 |
71% |
11770 |
|
Services |
12 |
Loan Loss
Indicator |
2 |
113 |
2,7 |
450 |
|
Other sectors |
10 |
Total Portfolio
Actual Loan Loss
Ratio |
7,4% |
369 |
7,5 |
1115 |
|
Total |
100 |
Central Bank Target Loan Loss
Ratio |
8% |
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These indicators indicate a well
diversified portfolio per unit of
borrowers, per unit of businesses and
per unit of range of various businesses.
It should be emphasized that Agriculture
and Livestock have, so far, been FAF-DC’s
most important sectors. The loan
portfolio is well diversified with loans
below LEK 200 000 (USD 2 400) presently
accounting for 74% of the number of
loans and 27% of the value of loans.
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