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FAF-DC aims to be a leading financial
company in terms of profitability and
growth. For 2009 and the years to come
it will experience an average return on
equity, higher than the current one and
exceeding the average growth of banking
system in Albania.
Nevertheless, FAF-DC will operate in a
more competitive environment. In the
projections of 2009-11, the competitive
risk of FAF-DC will face the competition
of 18 licensed commercial banks in
Albania, with a total network of 171
regional offices, branches, and
agencies.
In spite of this, still none of the banks has a rural lending
presence.
The recent
sound performance is likely to have an
influence on approval of the following
financing to FAF: |